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How does Synnefa’s Rent-to-Own financing work?

If you can’t pay the full hardware amount upfront, our rent-to-own option gives you access with a down payment and flexible repayments.

Taita Ngetich avatar
Written by Taita Ngetich
Updated over 2 weeks ago

If you want a smart greenhouse or solar dryer but can’t pay the full amount upfront, our rent-to-own option gives you access with a down payment and flexible monthly or quarterly repayments. All financed units come with FarmShield installed, ensuring you get maximum productivity from day one.


How It Works

  1. Down Payment

    • You’ll make an initial payment of 20%–50% of the total cost, depending on the results of our internal credit checks and approval process.

  2. Smart Systems Included

    • Every financed greenhouse or solar dryer comes fitted with FarmShield IoT sensors, which maintain optimal growing and drying conditions.

    • This ensures you get value for your investment while protecting your farm from risks like poor irrigation, inconsistent humidity, or drying inefficiencies.

  3. Repayments via FarmCloud

    • Repayments are made monthly or quarterly.

    • You’ll link your credit or debit card to your FarmCloud account, and payments are automatically deducted.

    • This integration ensures you never have to chase payment deadlines manually.


What Happens If You Default

  • Automation Restrictions

    • If a payment is missed, your FarmShield automation will be turned off remotely.

    • For greenhouses, this means irrigation reverts to manual mode—time-consuming, less accurate, and wasteful on water.

    • For solar dryers, the fans will be switched off, making the dryer non-functional until repayment is made.

  • Continued Non-Payment

    • If non-payment continues for over 2 months, we may initiate asset recovery or other remedies as outlined in our terms and conditions.

  • Our Approach

    • While enforcement tools exist, we prefer early communication. If you anticipate repayment delays, talk to us immediately.

    • We can often adjust repayment schedules to better align with your cash flows and harvest cycles.


Why Choose Rent-to-Own

  • Access Premium Quality: Even without the full upfront payment, you can operate high-quality Synnefa smart systems.

  • Cash Flow Friendly: Aligns repayments with your farm’s income cycles.

  • Risk-Protected: FarmShield ensures the asset delivers the promised ROI while repayments are ongoing.


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